You pull into your driveway, turn off the car, and lower your head onto the steering wheel. You dread getting out of the car. At least on the way home, you could zone out and listen to music. Walking up your driveway and seeing the shutters that need to be replaced and the door that needs repainting just reminds you of all the things you can’t possibly afford to fix.

Your jaw clenches. Your mind starts to race, scrambling for a way out of what feels like a financial trap. You wonder if you’ll ever be able to save again. It feels like you’ll always be living from paycheck to paycheck.

Rich in God’s Love

When I feel overwhelmed like this, it’s tempting for me to think I can find a way out. It’s easy to think that if I just think hard enough I can figure out a solution to all my woes. My underlying assumption is that—somehow, someway—I’m being punished for not being smart enough, for not being able to out-think and anticipate stressful situations like not having enough money to save.

But that’s not what the Bible says about how God works. God doesn’t punish us for not thinking hard enough. He doesn’t expect mental perfection from us. God does not withhold good things from us because we’re not smart or good enough. He gives his gifts freely. Some of those free gifts are stability, joy, love, peace—things we think money will give us.

If you’re stressed over not having enough money today, take some time to pray through these 4 verses as you ask God for his free gifts:

God, I’m so worried about money. Help me trade those worries for peace.

Peace is what I leave with you; it is my own peace that I give you. I do not give it as the world does. Do not be worried and upset; do not be afraid. — John 14:27 (GNTD)

Lord, give me joy, regardless of how much money is in my bank account.

May you always be joyful in your union with the Lord. I say it again: rejoice! Show a gentle attitude toward everyone. The Lord is coming soon. Don't worry about anything, but in all your prayers ask God for what you need, always asking him with a thankful heart. And God's peace, which is far beyond human understanding, will keep your hearts and minds safe in union with Christ Jesus. — Philippians 4:4-7 (GNTD)

God, show me that you have this all under control. Help me trust in your power.

O Lord God of our ancestors, you rule in heaven over all the nations of the world. You are powerful and mighty, and no one can oppose you. —  2 Chronicles 20:6 (GNTD)

Lord, protect me from harm. Thank you for being my solid rock in hard times. Amen.

The Lord is my protector;
  he is my strong fortress.
My God is my protection,
  and with him I am safe.
He protects me like a shield;
  he defends me and keeps me safe. — Psalm 18:2 (GNTD)