A family member once described money as a tool. “It will take you wherever you want, but it won’t replace you as the driver,” he said.

While I agree with the sentiment of this quote, it provides little assurance when money is tight. Sometimes, your children need new shoes, your car breaks down, your cell phone shatters on the ground and your house needs a patch on the roof, all in the same week. Already on the risk of blowing your budget, you wonder how you will pay these expenses—and have money left at the end of the week.

In a matter of days, your already-tight budget has turned into a list of goals you can’t possibly meet. Suddenly, money has started to “drive” your life. How did I lose control so quickly? you think. How do I get my way out of this mess? What do I do next?

In these moments, when money feels more like a lifeline than a tool, look for peace in God’s Word. And find hope—even when your finances feel out of control.

These five prayers will get you started:

1. Lord, provide for my needs when I’m feeling hopeless.
   And with all his abundant wealth through Christ Jesus, my God will supply all your needs. To our God and Father be the glory forever and ever! Amen.– Philippians 4:19-20 (GNTD)
2. Lord, give me peace when I’m feeling anxious.
   Don't worry about anything, but in all your prayers ask God for what you need, always asking him with a thankful heart. And God's peace, which is far beyond human understanding, will keep your hearts and minds safe in union with Christ Jesus.– Philippians 4:6-7 (GNTD)
3. Lord, give me courage when I’m feeling weak.
   I am the Lord your God; I strengthen you and tell you, ‘Do not be afraid; I will help you.’”– Isaiah 41:13 (GNTD)
4. Lord, guide me as I strive to make ends meet.
   Trust in the Lord with all your heart. Never rely on what you think you know. Remember the Lord in everything you do, and he will show you the right way.– Proverbs 3:5-6 (GNTD)
5. Lord, help me honor you with everything I have.
   “So do not start worrying: ‘Where will my food come from? or my drink? or my clothes?’ …  Instead, be concerned above everything else with the Kingdom of God and with what he requires of you, and he will provide you with all these other things.– Matthew 6:31,33 (GNTD)