You’ve done everything right. You budget each month—this much for groceries, that much for rent. No unnecessary meals out. No new shoes. But there’s just never enough for savings.

We’ll get there next month, you think. We’ll have a little extra then.

And then the unexpected happens. The car breaks down. Your spouse gets sick. Your child needs special tutoring. I should’ve expected this, you tell yourself. This always happens.

Yet again, the budget you fought so hard to maintain disintegrates. And the cavern between your bank account balance and your daily needs continues to grow. You wonder when, or if, you’ll ever stop living paycheck-to-paycheck.

In these moments—when you feel overwhelmed by mounting bills—you can turn to God for encouragement. Tell him about your frustration and worry. He’s listening. These four prayers will get you started:

Lord, I feel like the world is against me. Show me that you care.

I said, “I am falling”; but your constant love, O LORD, held me up. Whenever I am anxious and worried, you comfort me and make me glad. – Psalm 94:18-19 (GNTD)

Lord, I’m anxious about what comes next. Give me rest.

So do not worry about tomorrow; it will have enough worries of its own. There is no need to add to the troubles each day brings. – Matthew 6:34 (GNTD)

Lord, I keeping thinking about what I need. Remind me of what you’ve already given me.

Every good gift and every perfect present comes from heaven; it comes down from God, the Creator of the heavenly lights, who does not change or cause darkness by turning. – James 1:16(GNTD)

Lord, I trust that you will provide for my needs. Help me to continue trusting you.

And with all his abundant wealth through Christ Jesus, my God will supply all your needs. – Philippians 4:19 (GNTD)